Loren Data's SAM Daily™

FBO DAILY ISSUE OF JUNE 05, 2004 FBO #0922
SOLICITATION NOTICE

R -- Study Impact of Credit scoring on Lending to Small Firms

Notice Date

6/3/2004
 

Notice Type

Solicitation Notice
 

NAICS

541611 — Administrative Management and General Management Consulting Services
 

Contracting Office

Small Business Administration, Office of Administration, Office of Procurement and Grants Management, 409 Third Street, S.W., 5th Floor, Washington, DC, 20416
 

ZIP Code

20416
 

Solicitation Number

SBAHQ-04-Q-0021
 

Response Due

7/20/2004
 

Archive Date

8/4/2004
 

Point of Contact

Billy Jenkins, Contracting Officer, Phone (202) 205-7077, Fax (202) 481-0487,
 

E-Mail Address

billy.jenkins@sba.gov
 

Small Business Set-Aside

Total Small Business
 

Description

The use of credit scoring by commercial banks has become more prevalent during the past several years. However, there is concern that the use of credit scoring by commercial banks will exclude small businesses, especially, small businesses in central cities, rural areas, and less advantaged groups from the bank loan market. Looking at both sides of this issue, many argue that basing loan acceptance primarily on quantitative financial information is too impersonal. By not allowing for bankers to develop a relationship with potential small business owners through personal interaction, this approach could adversely affect the flow of capital to less advantaged groups. However, those who support the use of credit scoring argue that by looking primarily at financial variables, there should be less discrimination based on the “perception” and “subjective attitudes” of the loan officers. As such, those with the same financials should warrant the same treatment in terms of loan acceptance. Moreover, by reducing the costs of credit review, thus reducing overall administrative costs of small business lending, more loans will be made. The duration of this project will be 12 months from the date of award. The Solicitation document will be posted 6/8/2004. No other documents will be issued. THIS IS A 100% SMALL BUSINESS SET A-SIDE. NOTE: THIS NOTICE WAS NOT POSTED TO WWW.FEDBIZOPPS.GOV ON THE DATE INDICATED IN THE NOTICE ITSELF (03-JUN-2004); HOWEVER, IT DID APPEAR IN THE FEDBIZOPPS FTP FEED ON THIS DATE. PLEASE CONTACT fbo.support@gsa.gov REGARDING THIS ISSUE.
 

Web Link

Link to FedBizOpps document.
(http://www.eps.gov/spg/SBA/OOA/OPGM/SBAHQ-04-Q-0021/listing.html)
 

Place of Performance

Address: 409 3Rd Street SW Washington DC

Zip Code: 20416

Country: US
 

Record

SN00596740-F 20040605/040603212824 (fbodaily.com)
 

Source

FedBizOpps.gov Link to This Notice
(may not be valid after Archive Date)

---

| FSG Index  |  This Issue's Index  |  Today's FBO Daily Index Page |